TrustedBy 8,200+ UK Businesses

Business finance
without the runaround.
£5k to £500M.

From working capital to £500M growth deals, we match your business with the right lender from our funding panel. Indicative terms in hours — not weeks.

  • Indicative offer in 60 seconds. Bespoke terms same day.
  • Funds drawn down in as little as 24 hours on qualifying facilities.
  • Soft eligibility check only — no impact on the business credit file.
  • 17 funding purposes covered — from VAT bills to acquisitions.
£2.4B+
Funded since 2019
8,200+
UK businesses funded
24hrs
Avg. terms turnaround
96%
Client satisfaction
60-second eligibility check
Answer 4 questions and see which products fit your business — no personal details, no footprint.
How much does your business need?
Funding amount
£500k
£5k£500k£10M£500M
Repay over
36 months
1m36m60m120m
Indicative monthly
£15,876.61
From APR
8.9%
12 businesses started an application in the last hour
Soft check only — no footprint on the business credit file
Live activity
funded£850k·Commercial Mortgage·London1 min ago
funded£1.2M·Growth Capital·Manchester38 mins ago
applied£75k·Working Capital·Leeds28 mins ago
awarded£420k·Asset Finance·Birmingham·by North Pier Asset Finance18 mins ago
funded£3.8M·Bridging Finance·London8 mins ago
applied£180k·Invoice Finance·Bristol45 mins ago
applied£45k·VAT Bill·Sheffield35 mins ago
awarded£2.1M·Acquisition Finance·Glasgow·by Coastline Growth Partners25 mins ago
funded£640k·Commercial Mortgage·Cardiff15 mins ago
applied£95k·Stock Purchase·Newcastle5 mins ago
funded£520k·Property Development·Liverpool42 mins ago
awarded£28k·Working Capital·Nottingham·by Meridian Business Capital32 mins ago
funded£4.5M·Management Buy-Out·Edinburgh22 mins ago
applied£310k·Asset Finance·Southampton12 mins ago
awarded£1.6M·Growth Capital·Leicester·by Coastline Growth Partners2 mins ago
applied£82k·Cash Flow·Brighton39 mins ago
funded£12M·Commercial Mortgage·London29 mins ago
applied£240k·Refinancing·Aberdeen19 mins ago
funded£850k·Commercial Mortgage·London1 min ago
funded£1.2M·Growth Capital·Manchester38 mins ago
applied£75k·Working Capital·Leeds28 mins ago
awarded£420k·Asset Finance·Birmingham·by North Pier Asset Finance18 mins ago
funded£3.8M·Bridging Finance·London8 mins ago
applied£180k·Invoice Finance·Bristol45 mins ago
applied£45k·VAT Bill·Sheffield35 mins ago
awarded£2.1M·Acquisition Finance·Glasgow·by Coastline Growth Partners25 mins ago
funded£640k·Commercial Mortgage·Cardiff15 mins ago
applied£95k·Stock Purchase·Newcastle5 mins ago
funded£520k·Property Development·Liverpool42 mins ago
awarded£28k·Working Capital·Nottingham·by Meridian Business Capital32 mins ago
funded£4.5M·Management Buy-Out·Edinburgh22 mins ago
applied£310k·Asset Finance·Southampton12 mins ago
awarded£1.6M·Growth Capital·Leicester·by Coastline Growth Partners2 mins ago
applied£82k·Cash Flow·Brighton39 mins ago
funded£12M·Commercial Mortgage·London29 mins ago
applied£240k·Refinancing·Aberdeen19 mins ago
UK Registered · Secure · Trusted
UK Registered
Co. No. 17214446
SSL Encrypted
AES-256 secure
ICO Registered
GDPR compliant
4.8 on Trustpilot
Rated by UK businesses
The SwiftCash difference

Why UK businesses switch
to SwiftCash

The Old Way

Traditional Lenders

  • High Street Banks
    Weeks of paperwork, months of waiting
  • One-Product Lenders
    Wrong loan for the job — or a flat no
  • Hidden Arrangement Fees
    Charges that appear at signing
  • Personal Guarantees Everywhere
    Every director on the hook, always
The SwiftCash way

SwiftCash

  • Indicative Offer in Hours
    Same-day terms · no waiting weeks
  • Whole-Of-Market Panel
    Working capital · asset · property · invoice · growth
  • Fees Disclosed Up-Front
    Nothing added at signing — ever
  • PG-Light Options
    We prioritise structures that protect directors
Why choose us

Business finance,
done properly.

Same-Day Decisions

Submit in 3 minutes. Indicative offer within the hour. Drawn-down in as little as 24 hours on qualifying facilities.

Whole-Of-Market Panel

Working capital, asset, invoice, growth, commercial mortgages and bridging — all under one roof, all up to £500M.

Structured Around You

New-start, thin-file, adverse credit or complex — we structure the deal around your business, not against it.

How it works

From slider to signed terms
in under 24 hours.

01

Tell us what you need

Choose an amount between £5,000 and £500M, pick a term up to 120 months, and select one of 17 funding purposes.

60 seconds
02

Quick business snapshot

Company name, sector, turnover, trading years. Plain-English click-boxes. We run a soft eligibility check — no footprint on the business file.

3 minutes
03

Tailored terms delivered

We match you with the right lender on our panel and come back with indicative terms. Sign it and funds are drawn down in as little as 24 hours.

24 hours
Get My Tailored Quote

No footprint on the business credit file · Indicative terms within the hour

Indicative pricing

See the indicative cost
before you apply.

Final rates are bespoke and depend on turnover, sector, security and trading history. This calculator gives you a working indicative figure across our funding panel.

Live indicative
Updates Live
£250k
over 36 months · indicative APR 8.9%
Amount£5k · £500M
Term1 · 120 months
Monthly
£7,938.30
Indicative APR
8.9%
Total
£285,779
Whole-of-market
A panel of 60+ UK lenders covering every mainstream and specialist product.
Fees disclosed up-front
Any arrangement fees, broker fees or exit fees are shown before you sign — never after.
Bespoke rate to the deal
Final APR depends on turnover, security, trading history and sector. Rates from 5.9%.
Directors protected
We prioritise structures that minimise or remove personal guarantees where possible.
Funding products

One panel. Every product.

from 8.9% APR
Working Capital

Cash-flow, VAT bills, stock, payroll. Typically £5k–£1M over 1–60 months.

from 6.9% APR
Asset Finance

Equipment, vehicles, plant, machinery. Refinance existing assets to release cash.

from 5.9% APR
Commercial Mortgage

Buy your premises, portfolio expansion, refinance. Up to £500M over 25 years.

from 3.5% fee
Invoice Finance

Release up to 90% of unpaid invoices in 24 hours. Selective or whole-book.

from 9.9% APR
Growth Capital

Acquisitions, MBOs, R&D, market expansion. Structured debt & mezz up to £500M.

from 0.55%/mo
Bridging Finance

Property, auction, refurb, chain-break. Fast turnaround up to 24 months.

Funded businesses

Real businesses.
Real outcomes.

The stories behind the deals — how UK founders and MDs closed the funding round, bought the freehold, or hit the growth number.

Real UK businesses

Trusted by thousands
of UK businesses.

4.8 / 5· Rated by UK business owners on Trustpilot

“Needed working capital to open a second site. High-street bank said 8 weeks — SwiftCash had signed terms in 48 hours. Kitchen was open six weeks later.”

Sarah M.
Restaurant group, Birmingham
£350k funded

“Q4 stock finance sorted in a week. No PGs across every director, transparent fees, and drawn-down before the shipping window closed.”

David R.
E-commerce founder, Manchester
£1.2M funded

“Commercial mortgage on the freehold. Our bank ran us round for months. SwiftCash brought us three lenders in 5 days — completed at a rate we'd have never got direct.”

Priya K.
Dental practice owner, London
£850k funded

“12 new vans on asset finance. The whole panel bid on it. Rates came down by 1.4% just by having them compete. Genuine broker value.”

Tom H.
Logistics MD, Leeds
£2.4M funded

“Acquisition finance for our fifth site. Complex structure, existing debt to refinance. They quarterbacked the whole deal — legal, valuation, drawdown. Clean.”

Emma W.
Care-home group, Sheffield
£18M funded

“Bridging finance for an auction purchase. Terms in 24 hours, funds in 8 days. Wouldn't have won the lot without them moving that fast.”

James L.
Property developer, Bristol
£6.8M funded
Got questions?

Frequently asked
questions.

Straight answers before you check eligibility.

Ready when you are

Get your tailored
funding offer today.

Takes less than 3 minutes. No impact on the business credit file. Indicative APRs from 5.9%.

No credit footprintWhole-of-market panel3 minute application